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Capital MRI · Refinance clarity

Can Your Property Refinance in Today’s Market?

Assess your property’s refinance readiness, pinpoint what may be holding it back, and identify practical steps to strengthen your financing options.

Start Free Assessment

Start with your current income statement / T-12, current rent roll, and existing loan agreement. The form uploads them when you submit your property and loan details.

01

Identify

02

Diagnose

03

Execute

How it works

A clear sequence for an uncertain refinance.

  1. 01

    Identify & Size

    Begin with the free Loan Readiness Assessment to identify whether there is a refinancing or capital problem and its magnitude.

  2. 02

    Diagnose & Solve

    Use the $395 Refinance Strategy Review for a deeper analysis and a practical solution roadmap.

  3. 03

    Execute the Solution

    If you elect to retain execution support, Capital MRI works with Max Benjamin Partners (MBP) to source debt and equity solutions. Fees apply only upon a successful closing.

Trust & execution

Technology-supported. Human-reviewed. Built for the next decision.

Capital MRI uses AI to support recurring analytical tasks and organize information. Every assessment, recommendation, and client-facing output is reviewed by a human before it is delivered.

The result is decision support—not automated underwriting, a lender commitment, or a promise of financing.

Human review

A human reviews the analysis, recommendations, and every output shared with a client.

MBP execution

For clients who hire the execution team, Capital MRI works with Max Benjamin Partners (MBP), a capital-advisory firm, on Step 3: sourcing debt and equity solutions.

Experience

MBP has advised on approximately $4 billion in debt and equity transactions since 2018.

Capacity

Roughly 30 professionals support the sourcing of potential debt and equity solutions when a client retains the execution team.

Capital MRI refinance path

A clear path from refinance question to closing.

Start with a free assessment, move into a deeper review when the situation warrants it, and engage Debt & Equity Sourcing when you are ready to execute the solution.

Identify & Size

Loan Readiness Assessment

Free

Check whether a refinance gap exists. Review and clean up NOI by removing non-recurring items and capex, adding omitted expenses such as management fees, then estimate the gap.

Illustrative · gap summary
NOI cleanupReview one-time items and capex
Expense checkInclude omitted costs
OutputEstimated refinance gap

What you receive

  • An NOI review that removes non-recurring items and capex.
  • A check for omitted expenses, including management fees.
  • An estimate of whether a refinance gap exists and its size.
Illustrative sampleNOI cleanup and estimated refinance gapSee the Identify & Size sample
Most Popular

Diagnose & Solve

Refinance Strategy

$395

A confidential, property-specific refinance diagnosis with the supporting analysis needed to choose and prepare a solution path.

Illustrative · review model

Capacity

Tested

Value

Framed

Path

Mapped

Delivered with your review

  • Refinance diagnosis and recommended solution path for the specific issue identified.
  • Underlying analysis and model covering capacity, proceeds, DSCR, LTV, and key sensitivities.
  • Supporting market and property analysis to frame the operating and valuation assumptions.
  • Source files and workpapers used to support the review.
Illustrative sampleDiagnostic findings, market comparison, solution path, and review workpapersSee the Diagnose & Solve sample Start Refinance Strategy Review

Execute the Solution

Execute the Solution

Debt 1% · Equity 2%–3% at closing

Direct advisory and execution support for the capital solution selected for your property.

Illustrative · execution workflowactive path
Position transaction
Engage capital sources
Coordinate diligence

What you receive

  • Preparation of the loan package for capital-source outreach.
  • Transaction strategy and positioning built around the selected solution.
  • Capital-source outreach, lender dialogue, and execution process management.
  • Support through financing diligence and closing coordination.

The $395 Refinance Strategy Review is credited in full toward a later Debt & Equity Sourcing success fee.

Debt sourcing is typically 1%; equity sourcing is typically 2%–3%, depending on the transaction.

Request a confidential call

Document upload

Submit documents for a Capital MRI review.

Required documents are uploaded when you submit the completed form. Keep your source documents for your records.

After submission, the review team is notified and a team member follows up by email with the appropriate next step.

Required documents *

PDF, Word, Excel, or CSV files; 20 MB maximum per document.

Required

Required

Required

Other helpful documents (optional)

Add appraisals, offering memoranda (OMs), financial models, property tax bills, borrower or sponsor summaries, lender correspondence, or other relevant material. Choose up to 10 PDF, Word, Excel, or CSV files; 20 MB maximum per document.

By submitting, you confirm that you are authorized to share these materials for a Capital MRI review. Reviews are informational only and do not guarantee financing, lender interest, terms, or closing.

Planning tool

Estimate your refinance gap.

Use current assumptions to frame the conversation. This is a preliminary planning estimate, not a lending decision or commitment.

Preliminary planning estimate

Commercial property refinance-gap calculator

Estimated refinance gap

$6,752,753

Severe Gap

Estimated refinance proceeds fall short of the maturing balance under the assumptions entered.

Estimated property value
$26,885,550
Maximum loan proceeds
$17,247,247
Maturing loan balance
$24,000,000
Proceed constraint: DSCR

The lowest lender sizing method controls proceeds with these assumptions.

LTV proceeds$20,164,163

DSCR proceeds$17,247,247

Debt-yield proceeds$20,164,163

Pressure-test the operating case and capital path.

Your estimated gap is $6,752,753. A $395 Refinance Strategy Review can provide a deeper diagnosis and practical solution roadmap.

Preliminary planning analysis only. This calculator does not analyze documents or retrieve market data, and is not a loan commitment, appraisal, or legal, tax, investment, or lending advice.

Start Free AssessmentStart Refinance Strategy ReviewDiscuss Debt & Equity Sourcing

The free assessment begins with an intake form and required documents. A call can help determine whether the Refinance Strategy Review or Debt & Equity Sourcing is appropriate.

See the decision points

One hypothetical property. A more specific path forward.

Identify & Size checks for a refinance gap and estimates its size. Diagnose & Solve provides a deeper diagnosis and a practical solution roadmap.

Identify & Size — illustrative fictional example

Fictional multifamily refinance — Sample Gardens, 120 units, Queens, NY

Illustrative red result

All figures are illustrative and hypothetical. They are not an appraisal, lending commitment, or financing advice.

NOI cleanup
Non-recurring items and capex reviewed
Expense check
Omitted costs, including management fees
Estimated refinance gap
$5.9M

First-pass scope

Identify whether a refinance gap exists, review NOI adjustments, and estimate the gap. This is not a full underwriting or lender search.

Possible next step

If the first-pass estimate shows a gap, Diagnose & Solve can evaluate the constraints and outline a practical solution path.

Start Free Assessment

Diagnose & Solve — illustrative fictional sample

A sanitized view of the diagnostic package

$395 review

This illustrative representation shows how findings, market context, a recommended path, and supporting workpapers are organized. It uses no property, borrower, or transaction details.

Diagnostic findings

The review identifies the governing refinance constraints and separates operating, valuation, and structure considerations.

Recommended path

A practical debt and/or equity path is outlined with decisions to resolve before capital outreach begins.

Market and property analysis

Relevant market context and property operating inputs support the assumptions used in the review.

Model and workpapers

The underlying analysis, model outputs, source files, and workpapers are delivered with the review.

Illustrative sample only. The content shown is not a quotation, financing commitment, lending decision, or guarantee of any outcome.

Start Refinance Strategy Review

Confidential call

Discuss the appropriate next step.

Discuss the $395 Refinance Strategy Review or Debt & Equity Sourcing. Sourcing fees are payable only upon a successful closing—typically 1% for debt and 2%–3% for equity, depending on the transaction.

Capital MRI will respond within one business day. This is not a financing application or commitment.

Straight answers

What to expect from Capital MRI.

If retained for Step 3, Max Benjamin Partners (MBP) provides debt and equity sourcing support and is paid only at a successful closing—typically 1% for debt and 2%–3% for equity, depending on the solution, debt amount, equity need, and transaction complexity.

Success-fee only
    Capital MRI | Refinance Readiness